BOND & INSURANCE

Castleberry Financial Services Group, LLC. Policies may issue from other A.M. Best rated companies depending on the current offerings of insurance companies at the time of investment.

Best’s Financial strength ratings (FSR) represent the company’s assessment of an insurer’s ability to meet its obligations to policyholders. The rating process involves quantitative and qualitative reviews of a company’s balance sheet, operating performance and business profile, including comparisons to peers and industry standards and assessments of an insurer’s operating plans, philosophy and management. The ratings formulas are proprietary.